Homeowners insurance is a disaster created by many parties, none of whom work together, but whose teamwork is required to fix the issues....

I doubt there has ever been a time when more people are pushing, developing, or considering the creation of state-backed FAIR plans. Somehow, in some way, through magic finance, these people are pushing the narrative that they can provide affordable insurance because they don’t have to make a profit, unlike those “greedy” insurance companies. This is not good for the public, who will fund these programs and the resulting losses. Insurance companies are, on average, excluding

Consulting, to varying degrees, involves seeing into the future and advising clients how to best navigate that future. As a consultant...