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Are Insurance Rates Legitimate?
I was talking to a friend with extensive insurance industry experience ranging from underwriting to actuarial to system design and he...
Chris Burand
Jun 1, 20225 min read


Ivory Towers and Reality
A few months prior to initially drafting this article, a semi-famous economist, Janos Kornai, died. He was famous for explaining why...
Chris Burand
May 30, 20226 min read


$1 Trillion Surplus
In 2021, according to A.M. Best, the U.S. property & casualty industry grew its surplus to exceed $1 trillion for the first time. That...
Chris Burand
May 25, 20222 min read

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