“It’s what they don’t tell you that matters.” The person, an esteemed expert, who emailed me this quote was referring to insurance...

Recently, I’ve come across many instances of agencies binding coverage without realizing they do not have the authority or they do not...

The last couple of years have seen the first true hard market since the 1980’s. We had a few minor events in the ‘90’s and the 2001-2002...